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World Journal of Engineering
Research and Technology

( An ISO 9001:2015 Certified International Journal )

An International Peer Reviewed Journal for Engineering Research and Technology

ISSN 2454-695X

Impact Factor : 5.924

ICV : 79.45

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Indexing

Abstract

DEMONETIZATION: IMPACT OF DIGITAL WALLETS

Nagamani Mutteni*

ABSTRACT

The government has executed a paramount change in the economic environment by demonetizing the high value currency notes - of Rs. 500 and Rs 1000 denomination. These ceased to be legal tender from the midnight of 8th of November 2016. People have been given up to December 30, 2016 to exchange the notes held by them. The proposal by the government involves the elimination of these existing notes from circulation and a gradual replacement with a new set of notes. In the short term, it is intended that the cash in circulation would be substantially squeezed since there are limits placed on the amount that individuals can withdraw. Most consumers used cheques or electronic payment methods for smaller purchases and costly transactions. This paper discusses the majority used e-wallets after demonetization.

[Full Text Article]