Abstract
INDIAN BANKING INDUSTRY: EXPERIMENTS AND PROSPECTS
Pramod Matolia* and Dr. Pawan Kumar Gupta
ABSTRACT
The banking industry in India has an enormous picture of relic, which buffers the accustomed banking Practices from the period of Britishers to the progresses antique, nationalization to denationalization of banks and currently mounting statistics of overseas banks in India. Subsequently, Banking in India has been comprehensive an extensive journey. The Banking Industry of India has also proficient a new height with the capricious times. The use of technology has ecstatic an uprising in the functioning style of the banks. Nevertheless, the critical aspects of banking i.e. trust and the assertion of the individuals on the business remain the same. The typical of the banks are still effectual in keeping with the assertion of the stockholders as well as other contributors. Nevertheless, with the fluctuating diminuendos of banking business carries new kind of hazard acquaintance. In this paper an effort has been made to recognize the overall views, experiments and prospects for the Indian Banking Industry. This editorial is divided in three parts. First part includes the outline and general scenario of Indian banking industry. The second part deliberates the various experiments and prospects faced by Indian banking industry. Third part undertakes that crucial importance is required on the Indian banking creation and marketing approaches in order to get maintainable competitive advantage over the penetrating rivalry from nationwide and worldwide banks. This article is a small stone to prevailing subdivision of knowledge in banking industry and is useful for bankers, policy makers, strategist and researchers.
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